Canada Disability Savings Bond
- Lower-income families may qualify for payments from the Canada Disability Savings Bond (CDSB) program without having to make a contribution to an RDSP, up to a lifetime maximum of $20,000.
- A beneficiary may be eligible to receive CDSB payments up until December 31st of the year in which they turn 49 years of age.
- The maximum annual CDSB is $1,000. This applies to families with net income below $21,947*.
- CDSB payments are prorated for families with higher incomes. This applies to net incomes greater than $21,947, but less than $39,065*.
- When the beneficiary turns 18 years of age, CDSB payments are based on their net annual income.
| Beneficiary’s Family Net Income
|
Canada Disability Savings Bond
|
| 21,947* or less
|
$1,000
|
|
Between $21,947* and $39,065*
|
Prorated amount of $1,000
|
|
More than $39,065*
|
None
|
* Income thresholds are for 2010. These income thresholds will be indexed annually by CRA | 
