BMO LifeStage Plus Funds

BMO LifeStage Plus Funds are a series of innovative funds, designed to help you meet your financial goals within your investment timeframe. You can benefit from:

• Growth potential from high-quality underlying BMO Mutual Funds.
• Evolving diversification through professional asset allocation that adjusts to stay in step with your investment time frame.
• Worry-free protection of gains with the Guaranteed Maturity Amount^†, provided you remain invested in the fund until the fund’s target end date.
• Range of options – choose the fund that suits your investment goals and time frame.

^† In order to receive the Guaranteed Maturity Amount, investors must remain invested in the fund until the fund’s target end date. If an investor redeems any of his or her units of the fund prior to the target end date, the investor will receive only the net asset value per unit on the date of redemption, which may be less than the Guaranteed Maturity Amount. Please read the prospectus before investing and for important information on the Guaranteed Maturity Amount.

^* The asset allocation strategy for BMO LifeStage Plus Funds determines the balance between the Mutual Fund Component and the Fixed Income Component based on a number of factors, including the remaining time until the Target End Date, the amount of the fund’s portfolio required to cover the Guaranteed Maturity Amount, the state of equity markets and any changes in interest rates. Once a Fund’s portfolio has been adjusted, the portfolio cannot be readjusted to any previous target asset mix.